Whole-of-market broker · Hampshire

Owning your first home might be nearer than it feels.

Lenders love fine print — we prefer straight answers. Share a bit about your situation and we will scan the full market, explain every term in everyday language, and manage the admin. Standard mortgages come with no fee from us.

Book a free chatHow much could I borrow?
  • No broker charge on standard mortgages
  • Evening and Saturday slots available
  • Built for nervous first-time buyers
A Meadowbrook adviser walking a young couple through mortgage paperwork at a bright desk
24husual turnaround for an agreement in principle
£0adviser fee — the lender covers our work

Your options

However you got here, we can help

Six straightforward routes, one experienced team. Tell us which fits and we will guide you through.

First-Time Buyers

Brand new to property? Brilliant — that is where we do our best work. We walk you through deposits, surveys and completion day without the waffle.

Home Movers

Upsizing, downsizing or sidestepping? We coordinate your next mortgage so the chain keeps pace and you are never the reason it stalls.

Remortgages

Your deal is ending and the lender's follow-on rate is rarely competitive. We compare the entire market before you overpay by a single month.

Buy to Let

Whether this is rental number one or number ten, we match you with lenders comfortable with your figures and set things up sensibly.

Self-Employed

Freelancer, contractor or limited company director? Some underwriters understand variable income; plenty do not. We know the difference.

Protection & Insurance

Life cover, income protection and buildings insurance explained calmly — no hard sell — so your home stays secure if life throws a curveball.

A miniature house model beside keys and mortgage documents on a desk

Borrowing power

What could you realistically borrow?

Website calculators spit out guesses. We run the numbers properly. In a single complimentary conversation we review income, spending and savings, then give you a workable figure, the likely monthly payment, and practical ways to improve it.

  • A definite figure, not a vague band. Grounded in lenders most likely to accept your profile.
  • Deposits made simple. Plenty of our buyers begin with five percent, and family gifts are widely accepted.
  • Credit file review. Minor adjustments today can mean sharper rates within a few months.
  • Truly no pressure. If purchasing now is unwise, we will say so plainly and outline sensible next steps.
Discover your figure

Your journey

From hello to front door in four stages

You handle the dreaming and the viewings. We tackle the calls, forms and follow-ups.

  1. 1

    Introductory call

    Half an hour, relaxed, face to face, by phone or video. No paperwork upfront — just an honest snapshot of where you stand today.

    30 minutes, complimentary
  2. 2

    Agreement in principle

    We secure written confirmation from a lender on roughly how much they would advance. Agents treat your offers seriously from the first viewing.

    Usually inside 24 hours
  3. 3

    Application managed

    Found your place? We lodge the full application, liaise with lender, solicitor and surveyor, and update you at every milestone.

    We handle the legwork
  4. 4

    Keys delivered

    Completion day arrives. Funds transfer, keys change hands, and we touch base before your rate expires so you never slip onto a poor deal.

    Time to unpack

Jargon buster

Mortgage language, decoded

Nobody arrives already fluent. These are the phrases you will hear most often — in plain English.

AIP

Agreement in principle

A lender's early indication that, on initial checks, they could lend roughly this amount. Not a guarantee, but proof to sellers that you mean business.

LTV

Loan to value

The share of the purchase price you are borrowing. A £171,000 loan on a £180,000 property equals ninety-five percent LTV. Lower ratios generally unlock keener rates.

Fixed rate

Fixed rate

Your interest — and therefore monthly payment — stays locked for an agreed period, commonly two or five years. Budgeting becomes straightforward.

SVR

Standard variable rate

The lender's default rate once your promotional deal finishes. We aim to move you off it the moment a better option appears.

A delighted young couple displaying their new house keys outside a red-brick terrace

Emily and James, first-time buyers in Alresford

Buyer stories

They assumed it was out of reach as well

“Estate agents kept telling us to keep renting. One conversation with Meadowbrook and we held an agreement in principle within a day. Eleven weeks on we were unpacking in our own kitchen.”

Emily, first-time buyer, Alresford

“Running my own business meant every high-street bank declined me online. Meadowbrook matched me with a lender who understood my accounts and defined every clause before I signed.”

Raj, self-employed buyer, Basingstoke

“We arrived with a five percent deposit and plenty of nerves. Instead of judgement we got patience, straight talking and a monthly payment below what we had been paying in rent.”

Meadowbrook Mortgages is authorised and regulated. We provide whole-of-market mortgage advice. Standard residential cases carry no broker fee because we receive commission from the lender. Where a charge applies — for certain specialist scenarios — we confirm the exact sum in writing before you proceed.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Book a free chat

Let's work out your next step

Thirty minutes, no forms beforehand, zero obligation. Ring us directly or submit the form and we will call back the same working day.

01234 567 890

Meadowbrook Mortgages
14 Castle Street
Winchester SO23 8EB
Monday to Thursday
9:00am to 8:00pm
Friday
9:00am to 5:30pm
Saturday
9:00am to 1:00pm
Sunday
Closed

Request a call back

We use your details only to respond. No mailing lists, no spam.

Meadowbrook Mortgages. A demonstration website design. All details are fictional.